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Retirees Find
Plentiful Cultural and Recreational
Opportunities in Picturesque Burlington, Vermont
Cost of Living: Above
the National Average
Located on a hill with views of
the Adirondack Mountains and overlooking
sparkling Lake Champlain, the sixth largest lake
in the United States, Burlington, Vermont
(population 40,000) is a picturesque New England
college town with roughly 4,000 retiree
residents who enjoy beautiful scenery, a high
quality of life and socially progressive
politics. Burlington dates from the
1770s, its most famous residents being the
revolutionary Ethan Allen and Ben and Jerry (of
ice cream fame), and it has been an important
sea port and military post. In the
1980s and 1990s, the town began to focus on
revitalization; today its inviting waterfront
boasts shops, galleries and restaurants, and
Church Street, complete with a white, steeple
Unitarian church at one end, is a lively,
downtown pedestrian mall that attracts residents
of all ages. More below....
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Overall, Burlington's cost-of-living is about
12% above the national average, and real estate
is considered to be 25% above the national
average. About a half mile from downtown
is the University of Vermont (8,000 students),
and as one heads in this direction, one passes
through the Hill Section, a desirable area full
of charming, 2-4 bedroom Italianate, Queen Anne
and Colonial Revival-style residences of the
late 19th and early 20th centuries. Prices
here start in the high $300,000s - low $400,000s
and climb considerably higher.
Older homes needing some repair work can be
found in other neighborhoods and start in the
high $100,000s, and lovely, newer, single-family
homes with 2-3 bedrooms, 2 baths and nice lots
are located throughout town starting in the low
to mid $200,000s.
Burlington also has a good
selection of condominiums and town homes.
Some are in new developments; others are
conversions in turn-of-the-last-century,
Victorian homes. The least expensive
condo we found was a 880 square foot unit (built
in 1994) with 2 bedrooms, 1 bath for $159,000.
The most expensive town home was a luxury unit
with 3 bedrooms, 3 baths, an open floor plan and
gorgeous Lake views for $995,000; units can be
found for nearly any price in between.
This being a college town,
apartments are plentiful, but most are rented to
students. On average, one bedroom units
begin at $650 per month; 2 bedroom units start
at $850 per month. Burlington also
has one manufactured home park (Farrington's
Mobile Home Park ~ 802-864-5238);
homes start at about $22,000. We also
found for sale many mobile homes on private land
on the outskirts of town.
Vermont's property taxes are
high and have always been higher than most other
states in the nation, although some homeowners
receive significant breaks. Property
taxes are calculated by dividing the listed
value by 100 and multiplying that by the
combined school and municipal tax rate (for
Burlington, this is 1.72). Thus, the owner
of a home with a listed value of $100,000 would
pay $1,720 a year in property taxes.
Owners of primary residences whose household
income is under $85,000 (or, starting in 2007,
under $90,000) may qualify for greatly reduced
school taxes on their home and up to 2 acres.
Primary home owners with incomes under $47,000
may qualify instead for a reduction in their
assessment, and/or a significant rebate on their
total property taxes, including municipal taxes.
Senior services in Burlington
are quiet good. SCORE (Service Center of
Retired Executives) and RSVP (Retired Senior
Volunteer Program) are both active here and help
place seniors in a variety of volunteer
positions. The Champlain Senior
Center (802-658-3585) provides many services,
including blood pressure checks, grief support
and home safety checks and offers nutrition,
line dancing, painting, poetry and many other
classes. The Senior Helpline
(800-642-5119) also offers help and support to
retirees.
Vermont is a rugged, rural
state, and since Burlington sits between two
mountain ranges (the Adirondacks and the Green
Mountains) and along a lake and a river (the
Winooski), there are plenty of recreational
opportunities, from hiking (twenty miles to the
east of Burlington is the Long Trail, Vermont's
section of the Appalachian Trail) and sailing to
skiing (eight downhill ski areas, including
Stowe and Sugarbush, are nearby) and golf
(Burlington has six courses in and around
town). Leaf peepers from all over the
country come to Vermont each September and
October to revel in the blanket of stunning
color that softly descends on the area.
Quiet country roads, deep woods, road-side
apple-cider and maple syrup stands, rural
antique markets and rustic, covered bridges all
lend to Vermont's quiet beauty and
charm.
Burlington itself has beaches,
27 parks and plenty of intercollegiate sports
provided by the University. For those
seeking a little more culture, Montreal, one of
the world's most cosmopolitan cities, is just 90
miles away, although locally residents will find
a thriving arts colony, jazz festivals, theater
events and concerts year-round (Nectars on Main
Street is a great place for live music).
Not far away is University Mall, Vermont's
largest indoor mall, and trendy, downtown Church
Street provides more opportunities for shopping.
Seniors may also take classes through the
University of Vermont's Division of Continuing
Education, and St. Michael's College in nearby
Colchester operates an Elderhostel program and
also offers classes specifically for seniors.
Chittenden County Transportation
Authority (CCTA) provides local bus
transportation throughout town, to the airport
and to surrounding communities. Seniors
receive a fare discount. There is also a
free shuttle between downtown, the University
and the waterfront.
Fletcher Allen Hospital Care is
the primary medical facility with 550 beds and
operates three sites in Burlington, the largest
being at the University of Vermont campus.
The Hospital provides cardiac care, emergency
services, cancer care and more. For a town
its size, Burlington has excellent health care
facilities.
Burlington's violent crime rate is well below
the national average, although the property
crime rate (primarily burglaries) is higher than
the national average. The good news
is the rate has been dropping since the
late-1990s.
The New England climate may be a drawback to
retiring here. The area has four distinct
seasons, with cool summers (temperatures in the
70s and low 80s) and cold, damp and cloudy
winters (temperatures in the teens and 20s).
Anyone relocating here has to enjoy winter or he
or she may go nuts (Burlington receives 15-20
inches of snow per month during the winter).
Autumn is, of course, the best season and may be
worth the gray winter days.
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